First Time Buyers

Before you start shopping for you new home…..

Make sure you are prequalified for a mortgage

Shop around for mortgage rates, you could save a bundle over the term of your loan.

List the additional costs: surveys, taxes, legal fees, etc.

Decide which total payment you can afford

View a variety of homes in variety of locations

After each viewing rate the home and make a note of it

Then narrow your search to a particular type of home and location

Don’t Rush! Wait for the right house

Make an offer and be prepared to negotiate

After you complete the deal…

Make your final financing arrangements

Arrange for a home inspection

Satisfy any other conditions

Provide your landlord with sufficent notice(usually by 15th of the month )

Arrange for a survey

Hire a mover

Start building equity in your new home!